SmartSuite

Designed and developed by SIA, Smart Suite is a family of services to access EBA STEP2 SCT and SDD Services:
• SmartSCT
• SmartSDD
• SmartSDD e-Mandate

SIA SmartSuite allows banks to move from mere compliance to the migration of their domestic traffic.

DOWNLOAD BROCHURE: SIA SmartSDD (299 KB)

SmartSCT

In order to allow financial institutions to join SCT cutting the TCO, preserving the highest SLA, staying focused on the business governance of the application, reusing the legacy formats, SIA has developed SmartSCT service, which is offered to banks with the following configurations:

Entry

This configuration is dedicated to banks which are able to manage flows in XML ISO 20022 standards, while the service enriches and formats the files in compliance with Central System requirement; the service performs all the validation required by STEP2

Access

This configuration includes the Entry version functionalities and allows banks to use the legacy formats without altering the back office application, including treasury messages. All the conversions are completely demanded to the service, avoiding the usage of XML.

Contacts: Email: sales@sia.eu

SmartSDD

SmartSDD is a cost-effective solution that enables banks to join EBA STEP2 SEPA Direct Debit.

Offered as a service, SmartSDD guarantees for life full compliance with the latest EPC SDD Rulebook for B2B and B2C products and full integration with the EBA STEP2 platform.

SmartSDD is available as:

Entry Version solution

for banks that manage SDD manually, with no impact on their information systems;

Access Version solution

aimed at banks that want to integrate it with their existing back office architecture, minimizing impacts and costs.

Both versions support Value Added Services with a modular approach, aimed at effectively addressing both

business and operational challenges in adopting Direct Debit instruments.

Moreover, this solution guarantees freedom to choose the network best fitting users’ needs: SIAnet or SWIFTNet.

SmartSDD can be complemented with a wide range of optional services allowing to handle:

Multi banks and Indirect Banks with dedicated web access for enquiry and split billing reporting
Reconciliation (transactions traffic and settlement)
Direct Debits scheduler (Creditor Bank)
Translation to/from proprietary fixed format
Data entry message repair feature
Exceptions (unpaid Direct Debits)
Mandate Database, with:

       o   Automatic enrichment of collections with mandate information
   o   Possibility of file based or manual based amendments
       o   Export of the entire database, in order to be available for other applications (e.g. alignment with corporate customers own database)

e-Mandate

SIA can support its customers in recovering the SEPA-related investments by offering an e-Mandate solution that covers the entire e-Mandate value chain, enhanced by a modular approach:

e-Mandate web functionality for Bank’s Creditor customer
message processing system
routing service
validation service

The solution is based on a web services technology architecture that allows ease of integration with legacy systems.

SIA proposition for e-Mandate, based on a white labelling approach, enables Banks to broaden their offering dedicated to their Corporates, with a “plug & play” service, which includes the required security standards (X.509, TLS 1v0) and the applicable Data Protection Law required.

SIA e-Mandate solution which is a Value Added Service of SmartSDD Suite can be provided also as a stand alone module.

Sito realizzato con e-ntra