Attention will also be focused on the development of the Corporate and P.A. sector, with the aim of offering new, value-added services including the opportunities related to the opening up of the payment services market to the new non–banking organizations (the so-called “Payment Institutions”) following the introduction of the PSD (Payment Services Directive).

At the same time, the strong presence in the “system” areas (clearing and settlement, market infrastructures, RNI - national interbank network) will be maintained, as well as the leading role for central institutions.

In the European markets, the Plan presents a distinct focus on processing services for payment cards in eastern and western Europe (where the volume of transactions is growing annually by +4.5% with around 45 billion operations estimated for 2013) and on the development of new network services for central institutions (investment in IT for 2013 forecast to increase by 104%).

In addition, SIA proposes itself as the partner of choice supplying clearing services to the European banking system.

The consolidation of the sales operations, the strong focus on the customer, alongside an increasing orientation towards innovation, represent the key elements for the achievement of the objectives set by the Strategic Plan.

SIA aims at reaching a €48 million EBIT in 2013. The Strategic Plan aims to achieve, within the three-year period, an R.O.E. (Return on Equity) of 16% compared to the 3% expected for the end of 2010, and a growth in revenues to €369 million, with a CAGR (Compound Annual Growth Rate) of 3.7%. SIA also plans to make investments in technology of around €65 million.