Middleware SEPA (IOM)

SIA Interbank Middleware for SCT, SDD, SEDA

Multi-user, multi-lingual, multi-platform solution to facilitate access to Interbank and Corporate networks to banks.
Based on J2EE technology, its approach allows rapid assembly of continually evolving solutions and the supply of value added services to customers. 
The main objective of IOM is to guarantee access to networks, minimising the impact on business Legacy channels.

To ensure maximum flexibility, the following are provided:
• single message or file supply mode functions; 
• MQ, FTP, File System interfaces;
• proprietary pattern of input-output records for: either conversion of proprietary flows into standard records;

  • or reporting of business events/results to the original channels;
  • or conversion of instructions arriving from the networks to proprietary records;

• data enhancing functions for integrating data not managed or not available for the channels/subsystems supplied;
• functions for generating specific accounting and statistical flows by channel;
• channels equipped with different technologies and workflows that are simultaneously present 

Main functions
• Multi-channel reception 
• Configurable routing
• Short-circuit
• Timetable
• Reception from ACH-CSM with automatic placing on individual banks 
• Reconciliation of interbank events and with ACH-CSM
• Generation of accounting and statistical events
• Multi-lingual front end for either Queries or putting right errors or management of suspended items or data entry
• Functions for reconciliation with interfaced channels
• Reports management
• Administrator front end for configuring application control and processes

Application Coverage
• SCT Interbank middleware
• SDD Interbank middleware
• RID Adapter
• CBI SDD
• SEDA interbank middleware
• CBI SEDA with AEA Adapter
• SEDA Remuneration

Advantages:
  • modern, scalable, multi-platform architecture
  • reliable and robust even in the presence of heavy workloads
  • prestigious references
  • extremely flexible modular solution
  • maximum adaptability to different configurations 
  • market solution with regulatory compliance guarantee
  • based on input/output patterns to minimise impacts and changes on divisions/branches with variations in the standards of the target networks
  • maximum adaptability to different configurations 
  • market solution with regulatory compliance guarantee
  • based on input/output patterns to minimise impacts and changes on divisions/branches with variations in the standards of the target networks