International Networks Switch Gateway

The Gateway allows acquirers to accept on their terminals the cards of the major international payment card schemes.

The Gateway allows acquirers to accept on their terminals (POS or ATM) the cards of the major international payment card schemes, Visa, MasterCard, JCB, China UnionPay, Diners/Discover and American Express through a single connection, thereby avoiding having to connect with the individual schemes.

The solution is based on a Host-to-Host connection (between the acquirer’s terminal manager and the Gateway) or Terminal-to-Host (in this case using Terminal Handling and Terminal Management services), using on the terminal an application supplied by SIA that connects to the SIA terminal manager.

Benefits:
  • use of a single connection between the acquirer and the Gateway for all schemes
  • transfer of economies of scale allowed by the Gateway
  • lower costs and activation times for a new scheme
  • network connections, protocols and certifications with card schemes managed by SIA
  • flexible implementation
  • connection with the Gateway from the acquirer’s terminal manager or directly from the terminal
  • the acquirer selects the card schemes it wants to connect to.