My control

My control is a set of functionalities possible thanks to SIA card management's flexibility, that gives the cardholder more autonomy and freedom in setting their own card features without contacting the bank.

Card Present permission: 
With the card present permission option, Issuers will be able to predefine whether card present transactions can be performed or not by cardholders. Cardholders will be able to override the Issuer configuration to personalize this information.

Territory Management (GEOBLOCKING):
With the territory management feature, Issuers will be able to predefine geographical areas where cards can be used with no restrictions and be blocked outside it. Cardholders will be able to further personalize the issuer configuration to extend usability of their cards to additional regions. Number of regions and their countries will be predefined by the Issuers.

Card not Present permission:
With the card not present feature, Issuers will be able to predefine the option according to which card not present transactions can be performed or not by cardholders. Cardholders will be entitled to override the Issuer configuration.

Card Not Present (CNP)

Velocity Spending Limits (VSL):
With the CNP velocity spending limit feature, Issuers will be able to predefine CNP accumulated transaction count and amount limits for a specific period. Also, cardholders will be able to further personalize the issuer configuration. Temporary limits can be set.

MCC Group VSL:
With the MCC Group/MCC velocity spending limit feature, Issuers will be able to predefine accumulated transaction count and amount limits for a specific MCC Group/MCC. Up to three different limit accumulations could be combined (e.g. daily, weekly and monthly). VSL can refer to control only CP or only CNP or accumulation of CP and CNP transactions. 
Cardholders will be able to further personalize the issuer configuration. Number of MCC Groups and their MCCs will be predefined by the Issuers. Also, temporary limits can be set. 

Benefits:
  • easily change settings without have to contact own banks 
  • a notification can be provided to confirm the change.