A modular Smart Business Integration application which allows customers to leverage off business processes thus enabling them to enhance their institutional efficiency.

The Xhub application combines the agility of service orientated architecture with the flexibility of a rule-based system, offering a world class application unlike any available in the market today. The system is aligned to global best practice which is used to govern the business rules. It allows you to consolidate disparate customised payment processes as modules into a single standardized application hub. Additionally it enables you to reuse components for new payment streams, increases speed-to-market, integration of new products while improving return on investment.

The Xhub application facilitates supervision and control of all payment processes, thereby enabling business to keep their finger on the pulse adopting a proactive rather than reactive approach to mitigating business risks. The Xhub application is built on an open architecture, which supports highly-scalable and pluggable extensions.

In addition to this, transaction processing logic and rules are maintained as pluggable modules which implies that the system never becomes a legacy system as it allows for the removal and/or the replacement of certain system parts as the business requirements and strategic objectives change. In addition, the open architecture enables business to upgrade the supporting technology as needed with little or no effect the remainder of the hub.